Terms of Service

Last updated: December 25, 2025

1. Acceptance of Terms

By accessing or using OAgents ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.

2. Description of Service

OAgents is an automated accounting platform that provides AI-powered tools for expense tracking, transaction categorization, bank statement processing, and financial reporting. The Service is provided on an "as is" and "as available" basis.

3. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Use of AI Services and Data Processing

OAgents utilizes artificial intelligence and machine learning technologies to provide automated accounting services. By using the Service, you acknowledge and consent to the following:

  • Data Processing: Your financial data, including receipts, bank statements, transactions, and related information, will be processed by AI models to provide automated categorization, extraction, and analysis services.
  • Third-Party AI Providers: We may use third-party AI service providers to process your data. These providers are selected based on industry-standard security and privacy practices. Your data may be transmitted to and processed by these providers in accordance with our Privacy Policy.
  • Consent: By using the Service, you explicitly consent to the transmission and processing of your data by AI model providers for the purpose of providing the Service. This includes, but is not limited to, data extraction, categorization, matching, and analysis.
  • Data Security: We implement appropriate technical and organizational measures to protect your data, including encryption, access controls, and secure data transmission. However, you acknowledge that no method of transmission over the Internet is 100% secure.

5. User Content and Data

You retain ownership of all data and content you upload to the Service. By using the Service, you grant OAgents a license to use, process, and analyze your data solely for the purpose of providing the Service. You are responsible for ensuring you have the right to upload and process any data you provide to the Service.

6. Prohibited Uses

You agree not to:

  • Use the Service for any illegal or unauthorized purpose
  • Violate any laws in your jurisdiction
  • Upload malicious code, viruses, or harmful content
  • Attempt to gain unauthorized access to the Service or related systems
  • Interfere with or disrupt the Service or servers connected to the Service
  • Use the Service to process data for which you do not have proper authorization

7. Service Availability

We strive to maintain high availability of the Service but do not guarantee uninterrupted or error-free operation. We reserve the right to modify, suspend, or discontinue the Service at any time with or without notice.

8. Intellectual Property

The Service, including its design, features, and functionality, is owned by OAgents and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, or create derivative works of the Service without our express written permission.

9. Limitation of Liability

To the maximum extent permitted by law, OAgents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Service.

10. Indemnification

You agree to indemnify and hold harmless OAgents, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of your use of the Service or violation of these Terms.

11. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for any breach of these Terms. Upon termination, your right to use the Service will cease immediately.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through the Service. Your continued use of the Service after such modifications constitutes acceptance of the updated Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

14. Contact Information

If you have any questions about these Terms, please contact us at hi@oagents.app.